But if you apply for coverage with a customized, high performance car that will leave rubber on the road and that aroma of nitro as you pull away from your garage, the answer from insurers is going to be negative. The other factors will be more outside your control, like where you live. Alternatively, find a private insurer that issues auto insurance quotes for the high risk driver or worst of the zip codes. Until you have some track record to tell the insurers whether you&39;re a safe driver, they are always going to be suspicious of you. Jail time is more common for this type of dishonesty. Except life isnt set up that way.

Some zip codes signal a neighborhood where theft and vandalism are common. Even very experienced drivers are going to be asked to pay high premium rates for something powerful with a paint job to die for. Not everyone can just relocate to a better address. No matter how much we might want everything to go the way we want, there are lots of pitchers that can throw curve balls at us, or we can just want more than the world is ever going to give us. If this applies to you, look for your state&39;s assigned risk pool. This immediately puts you in the category of a high-risk driver and most insurers will refuse you. But if you make your opening moves in a very safe make and model, this improves your

chances. This is your first vehicle and you are still learning to drive. Pick something very underpowered and check that it&39;s not a make often stolen. Insurers will give you more realistic rates if you are less likely to burn up the road and China Rubber track Factory the total loss of the vehicle through theft is remote. You have to pay the going rate. Let&39;s start with the obvious.. Then there&39;s the possibility you have managed to pick up convictions for some of the more serious driving offenses. Sadly, when the choice comes down to breaking the law or buying some insurance, there&39;s no such thing as cheap car insurance. There are government websites that carry lists of the models most likely to be stolen. Well, this is the classic problem. This is almost always detected should you get into an accident or get stopped by law enforcement again.

But we like everything to be predictable and safe. You will have to pay more than through a private insurer, but some cover is better than no cover. Sure it has to stop every now and again to pick up or drop off passengers. If this applies to you, it&39;s not worth the risk of applying under a false name. So the first question is why you might not be able to find coverage - actually, this includes both outright refusal and quotes of premium rates that no one other than Paris Hilton would pay. All the insurers in your state are required to contribute to a fund that cannot refuse to insure you. Your state&39;s insurance department will have details of both options.We all want life to run along smoothly, just like a train on the tracks